October 8, 2021 – The U.S. stock market has gained 91% since the March 2020 low and is up 31% compared to

July 9, 2021 – Economist David Shulman is credited for coining the term ‘Goldilocks Economy’ – which refers to an economy that

April 9, 2021 – With the rollout of vaccinations ahead of schedule, summer on the way, and the government depositing more money

January 8, 2021 – The year 2020 finished strong with what is now known as the “Everything Rally:” an acceleration of a

October 9, 2020 – Presidential elections have an important impact on many areas of our lives. In each election cycle the stakes

July 13, 2020 –  Rebounding from a pandemic-induced freefall in March, stock indexes have regained most of their losses and are now

April 3, 2020 – Over the past weeks, developments in the health emergency and resulting economic and market impact have been sweeping.

January 17, 2020 – We finished 2019 at near record highs with a gain of 31.5% on the benchmark S&P 500 Index

October 6, 2019 – In the past months, the media has been preoccupied with talk of an impending U.S. recession. The reasons

July 5, 2019 – Creating a written plan has been credited time after time as the key to success in achieving any

  April 5, 2019 – In the first quarter of 2019, the U.S. stock market rebounded from the oversold levels of late

January 4, 2019 – The October issue of this quarterly letter discussed the possibility of a market down turn and how we